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Banks that were found to have problems "have already taken -- or are in the process of" taking corrective actions such as closing accounts, refunding customers and fixing credit bureau information, the OCC said.

"It's certainly troubling that this appears to be more widespread than one bank," said John Sedunov, a finance professor at Villanova.

A PwC consultant briefed on the findings Givenchy studded Antigona tote Cheap Looking For Outlet Cheapest Pay With Visa Discount Fashionable rPsIeKa9wk
that the review led the OCC to issue 252 alerts to banks about matters that required attention as well as five industry-wide problems to be fixed.

The OCC declined to comment beyond its statement. PwC declined to comment.

Related: Wells Fargo is selling all its branches in 3 Midwestern states

Wells Fargo ( ) sent shockwaves through the industry in September 2016 when it admitted to Factory Outlet Cheap Sale Amazing Price Josie Natori ruffle detail dress 13V3W
for opening millions of fake accounts.

It quickly emerged that wildly unrealistic sales goals and unrelenting pressure from management led employees to open accounts for customers who didn't want or need them. Some Wells Fargo bankers impersonated their customers and used false email addresses like noname@wellsfargo.com, according to a 2015 lawsuit filed by the city of Los Angeles.

But even then there were signs Wells Fargo wasn't alone. Nearly a dozen current and former employees at large and regional banks such as Bank of America ( ) , Citizens Bank ( ) , PNC ( ) and SunTrust ( ) Thom Browne Eyewear Black Iron amp; Gold Optical Glasses Cheap Sale Affordable Outlet Many Kinds Of Genuine Sale Online Buy Cheap Many Kinds Of nf3r0p6
in September 2016 that a sales obsession pervaded their banks too. They described immense pressure to get customers to open multiple accounts.

"Wells Fargo isn't the only one. This is an industry-wide problem," one former banker at a regional lender told CNNMoney.

The OCC said it completed its review in late 2017 and letters to participating banks were sent earlier this year. The agency supervises all national banks, including major lenders such as JPMorgan Chase ( ) , Citigroup ( ) , Bank of America, US Bank ( ) and PNC. The OCC also regulates federal branches of foreign banks.

A PNC spokesperson said the bank regularly trains employees to have "thoughtful discussions" with customers about financial products. "We only act on what a customer wants to pursue," PNC said.

Citigroup ( ) , US Bank and Bank of America declined to comment.

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The OCC does not plan to publish a report on its review of bank sales tactics, meaning the scale of the troubles remain a mystery.

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Jul 9, 2018
Celia Llopis-Jepsen / Kansas News Service

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4:27

With less than a month until the 2018 primaries, the question of whether Kansas Secretary of State Kris Kobach is in compliance with a federal court order to fix its voter registration practices is still up for debate.

Kansas can no longer ask would-be voters to dig up documents like passports or birth certificates after Cheap Sale Really Footlocker Finishline Cheap Online Etro embroidered brocade slimfit trousers Online Sale Online Cheap Sale Pre Order 4ILdB
last month.

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Jun 26, 2018
file photo / Kansas News Service

Registering to vote in the upcoming Kansas primaries? A federal court ruling issued last week means you won’t need your passport, birth certificate or other citizenship papers to do that.

That ruling Champion logo Tshirt Clearance Store Cheap Online t8N7V
.

But Kansas Secretary of State Kris Kobach plans to appeal. So what happens next? Here’s a summary based on interviews with legal experts.

The status check

By Madeline Fox Jun 1, 2018
Madeline Fox / Kansas News Service

The final flurry of filings ahead of the Kansas primaries in August didn’t disappoint.

“This is one of the busiest days of the year, every two-year cycle,” said Secretary of State Kris Kobach, surveying the last crop of candidates that paraded in just before the noon deadline Friday.

Performance artist Vermin Supreme made his entrance dressed in tie-dye and with his signature rain boot on his head. He filled out the paperwork to challenge Attorney General Derek Schmidt in the Republican primary, listing a Rockport, Massachusetts, address.

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Jun 27, 2018
Stephen Koranda / Kansas News Service
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4:34

A , hatched in secret, to build a massive chicken processing plant on the outskirts of Tonganoxie, Kansas, caused a huge uproar last September. The Tyson project was OffWhite floral sleep dress 100% Original For Sale 0Di8vT
Despite that, all the incumbent city council members on the ballot were voted out of office in November.

The political consequences could continue with upcoming elections for the Kansas House.

Discussion

The study of gene promoters and CpG islands under the assumption that variation in the 5-methylcytosine status at these locations would have functional importance has been the focus of most cancer-related DNA methylation studies. Building upon the previously described RRBS method, the ERRBS assay described here made it possible to measure DNA methylation in primary AML samples beyond promoter regions, extending even into distal intergenic regions. This significantly enhanced genomic coverage allowed us to demonstrate that heterogeneity in epigenomic profiles in AML is not only a factor of different genes being affected, but rather encompasses a far more complex scenario, which includes the aberrant DNA methylation of distinct regions of the genome as well as differential mechanisms of regulation of gene expression according to genetic background. Given the specificity and reproducibility of these aberrant DNA methylation patterns, it is likely that their establishment in malignant cells is directly linked to genetic driver lesions. Our previous studies using HELP promoter microarrays are consistent with these results in that they revealed a hypermethylated promoter signature in IDH-mut AMLs, and a hypomethylated signature in MLLr. However those studies did not have the resolution or depth to reveal the true genomic nature, complexity and qualitative differences that we are now able to report regarding the nature of cytosine methylation distribution in these AML patients.

Specifically, in the case of MLLr leukemias, aberrant DNA methylation consists mostly of aberrant hypomethylation of upstream and intronic CpGs including CpG islands and shores, but extending to and heavily involving even more distal regions. Hypomethylation of regulatory elements is consistent with the actions of MLL fusion proteins as transcriptional activators. However, in these tumors the distal localization of hypomethylation was more closely associated with the presence of HOXA9 and MEIS1 binding sites and enhancer regions than with MLL binding sites, suggesting that aberrant DNA hypomethylation in these tumors may be more closely related to effects of downstream targets of MLL than to the fusion protein itself. However, it should be noted that a subset of MLL peaks (6.5%) did indeed overlap with DMCs in the MLLr AMLs. Since our ChIP-seq antibody recognized both the wild-type and the rearranged copy of MLL. Given that MLL fusions have been shown to bind to a subset of wt-MLL target genes [41] , it still remains possible that the subset of overlapping peaks may be preferentially bound by the MLL fusion. Further studies with antibodies capable of distinguishing between the two forms of MLL will be required to properly address the role of MLL fusions in helping establish the aberrant methylation profile seen in these leukemias. The functional relevance of hypomethylation in MLLs is supported by the enrichment for highly transcribed genes at loci where this distal methylation pattern is observed. IDH mutant AMLs on the other hand, display a diametrically opposed pattern of aberrant methylation of CpGs, which results in the prefential hypermethylation of CpG islands surrounding TSSs, involving an almost entirely mutually exclusive set of CpGs but also resulting in the downregulation of genes with increased methylation. While it is clear that the generation of the 2-HG metabolite by the mutant forms of IDH1 and IDH2 results in inhibition of the hydroxylation reaction by TET proteins Vivetta leopard print asymmetrical sweater Sale Online Store Sale Supply Sale New Styles TscxSylknz
, it is as yet unclear why this inhibition results in a promoter-specific hypermethylation pattern, and inhibition of other epigenetic modifiers such as Jumonji C domain histone demethylases by 2-HG Free Shipping Wholesale Price Thierry Colson patterned wide sleeve shirt Supply Sale Find Great Cheap Fashion Style Hot Sale ejGyt4
may also play a role in determining the aberrant epigenetic profiles of these AMLs. Moreover, it is possible that hydroxymethylation of DNA by TET proteins may depend on other DNA binding partners that direct them to specific genomic sites.

Even though the two AML subtypes were dramatically different, they still shared a core hypermethylated signature including genes previously shown to be almost universally hypermethylated in AMLs Outlet Buy Faith Connexion distressed jewelled cross shorts Free Shipping Genuine kauSRfkFQ
. Similar to what had been previously demonstrated in colon cancer murine models [43] , [44] , Broske and colleagues demonstrated that DNA methylation is required to fully transform hematopoietic stem and progenitors, even with a potent oncogene such as MLL-AF9 Buy Cheap Order View Online Dolce amp; Gabbana sleeveless knitted top Free Shipping Lowest Price Sale Footlocker Q9AOqTeTTO
. Taken together, these observations point towards the existence of a core of hypermethylation lesions that are a necessary event during malignant transformation, and that likely cooperate with the underlying genetic events in the different AML subtypes.

Most importantly, abnormal DNA methylation patterning does not occur in a stereotypical manner in cancer, but instead adopts distinct and specific distributions dependent at least in part on genetic background, even when comparing cases of the same tumor type with different driver mutations. Our analysis comparing gene expression and DNA methylation at base-pair resolution across three different sample types demonstrates that epigenetic regulation of gene expression in tumors may at least in part be context dependent, suggesting that cell-type specific factors may come into play to establish and maintain unique regulatory mechanisms in these cells. Finally, the large distances between DMCs and transcription start sites support a potential role for epigenome regulation at distal regulatory elements, via looping or other mechanisms, in directly influencing the specificity of the transcriptional machinery. Taken together our data support the existence of divergent roles of the epigenome in regulating the transcriptional profiles of AML and indicate that altered gene expression is associated with the differential methylation of distinct and non-overlapping CpGs and regions in tumors with different genetic backgrounds. Moreover, in the case of MLLr AMLs, these abnormal regulatory mechanisms extend far beyond the classically described cancer-associated promoter CpG island hypermethylation, and indicate that distal intergenic DNA methylation abnormalities may also have functional consequences in certain tumors. These findings are consistent with those described by other groups which have seen an association between differentially methylated regions at CpG shores in solid tumors and changes in gene expression Helmut Lang Vneck pullover Cheap The Cheapest moCYa6oV8
. Indeed, these significant regional and CpG specific differences would be unlikely to be captured with any other method except whole genome bisulfite sequencing or methods like ERRBS with unbiased and adequate base-pair resolution detection of CpG methylation. Of note, the gene expression microarrays used in the current study only capture known coding transcripts. Yet the expanded coverage of ERRBS can also provide information on putative regulatory elements of non-coding RNAs as well as information on regulation of alternative promoters. It will be important for future studies perhaps using RNA-seq, to analyze the relationship between aberrant DNA methylation and the expression levels of non-coding RNAs or, the correlation between DNA methylation status at alternative promoters and the expression levels of transcript variants, a regulatory role previously described for DNA methylation Calvin Klein 205W39nyc round tortoisehell sunglasses Under 70 Dollars 3pIzMDa
. High resolution comparative studies of genetically characterized primary human tumors using methods that adequately represent the genome at base pair resolution (such as RNA-Seq) may thus yield a wealth of new information on mechanisms driving tumor transcriptional and epigenetic programming and the true scope and nature of aberrant DNA methylation patterning in cancer. Studies integrating more comprehensive transcriptome data with transcription factor binding and histone modification patterns in concert with assays designed to explore chromosomal structure will yield further insight into such mechanisms.

Cell lines

The human colorectal carcinoma cell line HCT116 was a kind gift from Dr. John Mariadason. The cell line was maintained in DMEM supplemented with 10% fetal bovine serum (FBS), 100 units/ml of penicillin and 100 µg/ml of streptomycin (Invitrogen) at 37°C and 5% CO. The HCT116 DNMT1(−/−) DNMT3b(−/−) double knockout clone number 2 (DKO) cell line was a kind gift from Dr. Steve Baylin. The cell line was grown in McCoys'5A medium with 10% FBS, 0.2 mg/ml Neomycin(G418), and 0.1 mg/ml Hygromycin B. Genomic DNA was extracted from the cell lines using standard phenol:chloroform extraction followed by ethanol precipitation.

Primary samples

AML samples were obtained from previously reported, de-identified patient samples, from individuals enrolled in the Eastern Cooperative Oncology Group's (ECOG) E1900 clinical trial [47] and from patients seen at Erasmus University MC, The Netherlands. Two IDH1/2 mutant AML samples (IDH1 and IDH2), two mixed lineage leukemia gene rearranged AML samples harboring t(9;11) (MLL1 and MLL2) and one additional AML sample (AML) were available for processing. Two normal CD34+ bone marrow control samples were purchased from AllCells, LLC (Emeryville, CA, USA). Institutional review board approval was obtained at Weill Cornell Medical Center and this study was performed in accordance with the Helsinki protocols. DNA was isolated from each primary sample using the Qiagen Puregene kit per manufacturer's recommendation.

RRBS was performed as follows: i) 5, 50 or 1000 ng of high quality genomic DNA were digested with 200 U of MspI (New England Biolabs, NEB) which cuts DNA regardless of cytosine methylation status at CCGG sequence in a 100 µl reaction for up to 16 hours at 37°C. DNA was isolated using standard phenol chloroform extraction and ethanol precipitation and resuspended into 30 µl of 10 mM TrIs pH 8.0.ii) End repair of digested DNA was performed in a 100 µl reaction using 15 U of T4 DNA polymerase (NEB M0203L), 5 U of Klenow DNA polymerase (NEB M0210L), 50 U of T4 Polynucleotide Kinase (NEB M0201L), 4 µl of premixed nucleotide triphosphates each at 10 mM (NEB N0447L) using T4 DNA ligase buffer with 10 mM dATP (NEB B0202S). The reaction was incubated at 20°C for 30 minutes and products were isolated using QIAquick PCR purification columns per manufacturer's recommended protocol (Qiagen) into 32 µl of EB buffer. iii) Adenylation was performed in a 50 µl reaction using 15 U Klenow fragment (3′ to 5′ exo minus, NEB M0212L), 10 µl of dATP at 1 mM concentration using Klenow buffer (NEB). The reaction was incubated at 37°C for 30 minutes and products were isolated using MinElute PCR purification columns per manufacturer's recommended protocol (Qiagen) into 10 µl EB buffer. iv) Adenylated DNA fragments were ligated with pre-annealed 5-methylcytosine-containing Illumina adapters in a 20 or 50 µl reaction for 5 ng or 50 ng or higher starting materials respectively using 2000 U T4 DNA ligase (NEB M0202T) and 1.2 µM final concentration of methylated adapters at 16°C for a minimum of 16 hours. Products were isolated using MinElute columns per manufacturer's recommended protocol (Qiagen) into 10 µl EB buffer. v) Library fragments of 150–175 and 175–225 bp were gel isolated from a 1.5% agarose gel (using low range ultra agarose from Biorad) using the Qiaquick Gel Extraction kit per manufacturer's recommended protocol (Qiagen) into 40 µl EB buffer. vi) bisulfite treatment was performed using the EZ DNA Methylation Kit (Zymo Research) per manufacturer's recommended protocol with the following modifications: 1) incubation after the addition of CT conversion reagent was conducted in a thermocycler (Mastercycler ep gradient, Eppendorf) with the following conditions: 30 seconds at 95°C followed by 15 minutes at 50°C for 55 cycles and, 2) products were eluted into 40 µl nuclease free water. vii) PCR amplification for each library was performed in a 200 µl reaction containing 2 µl FastStart Hifidelity DNA Polymerase (Roche), 0.5 µM each of Illumina PCR primers PE1.0 and 2.0, 0.25 mM each nucleotide triphosphate using buffer 2 per manufacturer's recommendation and divided into four 50 µl reactions. The thermocycler conditions were: 5 minutes at 94°C, 18 cycles of 20 seconds at 94°C, 30 seconds at 65°C, 1 minutes at 72, followed by 3 minutes at 72°C. PCR products were isolated using AMPure XP beads per manufacturer's recommended protocol (Agencort) into 50 µl of EB buffer. viii) All amplified libraries underwent quality control steps including using Qubit 1.0 fluorometer and a Quant-iT dsDNA HS Assay Kit for quantitation (Invitrogen) and bioanalyzer visualization (Agilent 2100 Bioanalyzer).

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Table of Contents

Effective January 1, 2008 Reviewed January 31, 2017/Last Revised January 31, 2017 1

The Lobbying Disclosure Act, as amended, ( Cheap Sale Popular Zoe Karssen wave and palm leaf print shirt Sale Low Shipping Fee Cheap Sale Discount Many Kinds Of Wholesale Price Cheap Price gY4QYRp
et. seq., referred to hereinafter as the “LDA”) states that the Secretary of the Senate and the Clerk of the House of Representatives shall (1) provide guidance and assistance on the registrations and reporting requirements of this Act and develop common standards, rules, and procedures for compliance with this Act; [and] (2) review, and, where necessary, verify and inquire to ensure the accuracy, completeness, and timeliness of registrations and reports.

The LDA does not provide the Secretary or the Clerk with the authority to write substantive regulations or issue definitive opinions on the interpretation of the law. The Secretary and Clerk have, from time to time, jointly issued written guidance on the registration and reporting requirements. This document is a compilation of all previously issued guidance documents and supersedes all previous guidance documents.

This combined guidance document does not have the force of law, nor does it have any binding effect on the United States Attorney for the District of Columbia or any other part of the Executive Branch. To the extent that the guidance relates to the accuracy, completeness, and timeliness of registrations and reports, it will serve to inform the public as to how the Secretary and Clerk intend to carry out their responsibilities under the LDA.

This revision includes updated registration thresholds reflecting changes in the Consumer Price Index.

As required by the LDA, the lobbying disclosure thresholds referenced throughout the Guidance have been updated to reflect changes in the Consumer Price Index (as determined by the Secretary of Labor) during the preceding 4-year period. After January 1, 2017, an organization employing in-house lobbyists is exempt from registration if its total expenses for lobbying activities does not exceed and is not expected to exceed $13,000 during a quarterly period. The $3,000 income threshold for lobbying firms remains unchanged. See Guidance Section 4 on “Who Must Register and When” for additional information.

The previous Guidance update included non-substantive grammatical changes throughout and revisions to sections that previously referred to Line numbers in the reporting forms, as the current online filing system no longer relies on Line numbers. References to the LDA were also revised to identify the citation from the U.S. Code, with Internet links added in the online Guidance document to the U.S. Code.

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